Are you planning to take home loans in the near future? If so, we suggest you to do some homework. If you see the advertisements of various banks and Non-Banking Financial Companies (NBFC), they highlight the interest rate on home loans. But according to us, there are many more issues than interest rates which one has to look into. One important aspect is about the type of loan – fixed, floating or smart home loans. Through this article, we have made a modest attempt to write the benefits of smart home loan over other options.